KiwiSaver
We make KiwiSaver simple, helping you choose the right fund, provider, and contributions so your savings work harder for you..
What We Can Help With
Fund Type
Choosing the right fund type is key to growing your savings in a way that fits your comfort with risk and your long-term goals. Whether you’re new to KiwiSaver or reviewing an existing fund, we’ll help you understand your options, from conservative to growth funds, so you can make confident choices that suit where you’re at in life.
Provider
There are many KiwiSaver providers to choose from, each with different fees, investment options, and services. If you already have a provider, we’ll review your current plan to see if it’s the best fit or if there are better options. If you’re just starting out, we’ll guide you to a provider that offers value, service, and performance aligned with your needs.
Ongoing Service
It’s important to make sure your fund’s risk level matches your age and goals, whether you’re decades from retirement or planning to withdraw for your first home. We provide regular reviews and guidance to help adjust your fund type, provider, or contributions as your circumstances change, so your savings stay on track.
Choosing the right fund type is key to growing your savings in a way that fits your comfort with risk and your long-term goals. Whether you’re new to KiwiSaver or reviewing an existing fund, we’ll help you understand your options, from conservative to growth funds, so you can make confident choices that suit where you’re at in life.
There are many KiwiSaver providers to choose from, each with different fees, investment options, and services. If you already have a provider, we’ll review your current plan to see if it’s the best fit or if there are better options. If you’re just starting out, we’ll guide you to a provider that offers value, service, and performance aligned with your needs.
It’s important to make sure your fund’s risk level matches your age and goals, whether you’re decades from retirement or planning to withdraw for your first home. We provide regular reviews and guidance to help adjust your fund type, provider, or contributions as your circumstances change, so your savings stay on track.
Why it matters
Maximise Your Savings
Getting your KiwiSaver working hard today can help you reach the milestones that matter, whether it’s saving for your first home deposit or building a comfortable retirement fund. With the right choices, your savings can grow faster and get you closer to the life you want.
Access to Advice
Getting your KiwiSaver working hard today can help you reach the milestones that matter, whether it’s saving for your first home deposit or building a comfortable retirement fund. With the right choices, your savings can grow faster and get you closer to the life you want.
Confidence & Peace of Mind
Getting your KiwiSaver working hard today can help you reach the milestones that matter, whether it’s saving for your first home deposit or building a comfortable retirement fund. With the right choices, your savings can grow faster and get you closer to the life you want.
Nationwide Expertise, Local Feel
From Auckland to Invercargill, we work with Kiwis everywhere. No matter where you are, you’ll get advice that’s as personal as if we were sitting across the table.
Fresh, Modern, Relevant
We leave the old-school ways behind. Our advice is clear, jargon-free, and tailored to fit your life right now, and where you’re heading.
Fee-Free and Focused on You
You won’t pay us a cent for our advice. Instead, we focus on creating a personalised plan that puts your goals first.
Everything in One Place
Insurance, KiwiSaver, mortgages, we bring it all together so your finances are simple, connected, and easy to manage.
A quick process, with a lifetime of value
We offer a free consultation. This is a 15-30 minute chat to see if and how we can help. We'll be open about what service you need, what's involved, and any costs, so you can make an informed decision.
Introductory Chat
A quick conversation to understand your goals, your current fund, provider, and what you’d like KiwiSaver to achieve for you.
Fund & Provider Research
We review whether your current fund type matches your goals and risk profile, and check if your provider is giving you the best results. If not, we’ll compare across our trusted partnerships to find a better fit.
Recommendations Meeting
We present our advice, walk you through the options, and make sure everything is clear so you can feel confident in your choices.
Application & Setup
Together we complete the application, whether it’s joining KiwiSaver for the first time or moving to a fund that suits you better.
Implementation
Once approved, your KiwiSaver is set up, your balance will be transferred and contributions flow to the right place, without the admin hassle falling on you.
Ongoing Support
We review regularly to keep your fund aligned with your life and goals, making sure you stay on track for the retirement you want.
Our KiwiSaver Advice is Free
No Fees • No Catches • Just Clear Guidance
Why Clients Choose Us
Putting people first, every step of the way
I want to thank Andrew Liu for all his help — honestly can’t recommend him enough. Super professional and really knows his stuff — you can tell right away he’s not just winging it. He takes the time to actually explain things instead of just throwing numbers at you. If you’re looking for someone reliable to help with your finances, Andrew’s your guy.
Andre B
Orion Chau was great to work with, very informative and found a more affordable insurance provider. It was a pleasure to work with Orion and Lily.
Melissa P
I was frustrated with our previous broker and reached out to Connor. Not only did he find us a better policy, he was great to deal with especially considering he had to work around our busy schedule. Thanks again.
Russell E
I highly recommend Richard Moore for his exceptional professionalism, deep knowledge, and absolute honesty. I reached out to him to review my income protection insurance and explore other financial options.Instead of just trying to sell me a new policy, Richard conducted a meticulous, detailed comparison between my current provider and the market alternatives. He concluded that my existing coverage was already excellent and honestly advised me to stick with it.Finding an adviser who prioritizes the client's best interests over making a sale is rare. Richard has earned my complete trust, and I will absolutely look to him for all my future insurance and financial planning needs.
Sau Lee C
5/5 Stars ~ Working with Paige (Financial Advisor) at Invicta Financial has been such a great experience. Right from the start, she was incredibly nice and so easy to talk to. She really went above and beyond to make sure I was looked after, and I genuinely appreciate everything she’s done for me. If you’re looking for someone who actually cares, definitely reach out to her!
Kayla S
Tom has been a dream to deal with! Very easy to communicate with.
Debra S
Dealt with Caleb to sort my KiwiSaver, he was very professional, helpful and warm. He helped me switch from my standard bank over to an externally managed fund, and I have seen positive growth in my KiwiSaver. A very knowledgeable advisor.
Tayla W
Frequently Asked Questions
Everything you need to know about our services, process, and how we work with clients in Auckland, Christchurch, Wellington, and across New Zealand.