General Insurance
Whether you’re new to insurance or just checking in on your current policies, we’re here to help you find the right cover that fits your life, and your budget.

What We Can Help With
House Insurance
Your home is more than just a building, it’s where memories are made and life happens. We help you find house insurance that protects your property from damage caused by fire, storms, theft, and more, so you can have peace of mind knowing your biggest asset is covered.
Car Insurance
Your car gets you where you need to go, whether it’s work, school, or weekend adventures. We help you find car insurance that covers damage, theft, and liability, so you can drive with confidence, knowing you’re protected on the road.
Contents Insurance
Your belongings are part of what makes your house a home. We help you find contents insurance that protects your furniture, electronics, and valuables from theft, damage, or loss, so you can replace what matters without the stress.
Your home is more than just a building, it’s where memories are made and life happens. We help you find house insurance that protects your property from damage caused by fire, storms, theft, and more, so you can have peace of mind knowing your biggest asset is covered.
Your car gets you where you need to go, whether it’s work, school, or weekend adventures. We help you find car insurance that covers damage, theft, and liability, so you can drive with confidence, knowing you’re protected on the road.
Your belongings are part of what makes your house a home. We help you find contents insurance that protects your furniture, electronics, and valuables from theft, damage, or loss, so you can replace what matters without the stress.
Why it matters
Maximise Your Savings
Getting your KiwiSaver working hard today can help you reach the milestones that matter, whether it’s saving for your first home deposit or building a comfortable retirement fund. With the right choices, your savings can grow faster and get you closer to the life you want.
Access to Advice
Getting your KiwiSaver working hard today can help you reach the milestones that matter, whether it’s saving for your first home deposit or building a comfortable retirement fund. With the right choices, your savings can grow faster and get you closer to the life you want.
Confidence & Peace of Mind
Getting your KiwiSaver working hard today can help you reach the milestones that matter, whether it’s saving for your first home deposit or building a comfortable retirement fund. With the right choices, your savings can grow faster and get you closer to the life you want.
Nationwide Expertise, Local Feel
From Auckland to Invercargill, we work with Kiwis everywhere. No matter where you are, you’ll get advice that’s as personal as if we were sitting across the table.
Fresh, Modern, Relevant
We leave the old-school ways behind. Our advice is clear, jargon-free, and tailored to fit your life right now, and where you’re heading.
Fee-Free and Focused on You
You won’t pay us a cent for our advice. Instead, we focus on creating a personalised plan that puts your goals first.
Everything in One Place
Insurance, KiwiSaver, mortgages, we bring it all together so your finances are simple, connected, and easy to manage.
A quick process, with a lifetime of value
We offer a free consultation. This is a 15-30 minute chat to see if and how we can help. We'll be open about what service you need, what's involved, and any costs, so you can make an informed decision.
Quick Chat
We talk about what you want to insure and how much coverage you need, so we can tailor the right policy for you.
Quote
We get quotes from our trusted partners, comparing options so you know what’s available.
Present Options
We explain what’s covered, what’s not, and how the costs compare, helping you pick the best option for your needs.
Application
We help you complete the paperwork, making the process fast and stress-free.
Implement Cover
Once you’re happy with the policy, we put it in place. In most cases, you’re covered immediately.
Ongoing Reviews
We stay in touch to make sure your cover still fits your needs as life changes.
Our Insurance Advice is Free
No Fees • No Catches • Just Clear Guidance
Why Clients Choose Us
Putting people first, every step of the way
I want to thank Andrew Liu for all his help — honestly can’t recommend him enough. Super professional and really knows his stuff — you can tell right away he’s not just winging it. He takes the time to actually explain things instead of just throwing numbers at you. If you’re looking for someone reliable to help with your finances, Andrew’s your guy.
Andre B
Orion Chau was great to work with, very informative and found a more affordable insurance provider. It was a pleasure to work with Orion and Lily.
Melissa P
I was frustrated with our previous broker and reached out to Connor. Not only did he find us a better policy, he was great to deal with especially considering he had to work around our busy schedule. Thanks again.
Russell E
I highly recommend Richard Moore for his exceptional professionalism, deep knowledge, and absolute honesty. I reached out to him to review my income protection insurance and explore other financial options.Instead of just trying to sell me a new policy, Richard conducted a meticulous, detailed comparison between my current provider and the market alternatives. He concluded that my existing coverage was already excellent and honestly advised me to stick with it.Finding an adviser who prioritizes the client's best interests over making a sale is rare. Richard has earned my complete trust, and I will absolutely look to him for all my future insurance and financial planning needs.
Sau Lee C
5/5 Stars ~ Working with Paige (Financial Advisor) at Invicta Financial has been such a great experience. Right from the start, she was incredibly nice and so easy to talk to. She really went above and beyond to make sure I was looked after, and I genuinely appreciate everything she’s done for me. If you’re looking for someone who actually cares, definitely reach out to her!
Kayla S
Tom has been a dream to deal with! Very easy to communicate with.
Debra S
Dealt with Caleb to sort my KiwiSaver, he was very professional, helpful and warm. He helped me switch from my standard bank over to an externally managed fund, and I have seen positive growth in my KiwiSaver. A very knowledgeable advisor.
Tayla W
Frequently Asked Questions
Everything you need to know about our services, process, and how we work with clients in Auckland, Christchurch, Wellington, and across New Zealand.
Yes. We can review your current insurance to ensure your cover levels, benefits, and premiums still match your needs and budget.
Yes. We provide regular reviews and ongoing advice so your financial plan stays aligned with your goals.
Yes. If you need to make an insurance claim, we guide you through the process and advocate on your behalf to get the best possible outcome.
We recommend reviewing your insurance every 12 months or after major life changes such as buying a home, starting a family, or changing jobs. We work with clients across Auckland, Christchurch, and Wellington to keep cover up to date.
Yes. Our advice is based on your personal goals and situation, backed by independent research, so you receive recommendations you can trust.
We don’t charge upfront fees for our advice. If we receive commissions, they are always disclosed so you know exactly how we’re paid.