General Insurance
Whether you’re new to insurance or just checking in on your current policies, we’re here to help you find the right cover that fits your life, and your budget.

What We Can Help With
House Insurance
Your home is more than just a building, it’s where memories are made and life happens. We help you find house insurance that protects your property from damage caused by fire, storms, theft, and more, so you can have peace of mind knowing your biggest asset is covered.
Car Insurance
Your car gets you where you need to go, whether it’s work, school, or weekend adventures. We help you find car insurance that covers damage, theft, and liability, so you can drive with confidence, knowing you’re protected on the road.
Contents Insurance
Your belongings are part of what makes your house a home. We help you find contents insurance that protects your furniture, electronics, and valuables from theft, damage, or loss, so you can replace what matters without the stress.
Your home is more than just a building, it’s where memories are made and life happens. We help you find house insurance that protects your property from damage caused by fire, storms, theft, and more, so you can have peace of mind knowing your biggest asset is covered.
Your car gets you where you need to go, whether it’s work, school, or weekend adventures. We help you find car insurance that covers damage, theft, and liability, so you can drive with confidence, knowing you’re protected on the road.
Your belongings are part of what makes your house a home. We help you find contents insurance that protects your furniture, electronics, and valuables from theft, damage, or loss, so you can replace what matters without the stress.
Why it matters
Maximise Your Savings
Getting your KiwiSaver working hard today can help you reach the milestones that matter, whether it’s saving for your first home deposit or building a comfortable retirement fund. With the right choices, your savings can grow faster and get you closer to the life you want.
Access to Advice
Getting your KiwiSaver working hard today can help you reach the milestones that matter, whether it’s saving for your first home deposit or building a comfortable retirement fund. With the right choices, your savings can grow faster and get you closer to the life you want.
Confidence & Peace of Mind
Getting your KiwiSaver working hard today can help you reach the milestones that matter, whether it’s saving for your first home deposit or building a comfortable retirement fund. With the right choices, your savings can grow faster and get you closer to the life you want.
Nationwide Expertise, Local Feel
From Auckland to Invercargill, we work with Kiwis everywhere. No matter where you are, you’ll get advice that’s as personal as if we were sitting across the table.
Fresh, Modern, Relevant
We leave the old-school ways behind. Our advice is clear, jargon-free, and tailored to fit your life right now, and where you’re heading.
Fee-Free and Focused on You
You won’t pay us a cent for our advice. Instead, we focus on creating a personalised plan that puts your goals first.
Everything in One Place
Insurance, KiwiSaver, mortgages, we bring it all together so your finances are simple, connected, and easy to manage.
A quick process, with a lifetime of value
We offer a free consultation. This is a 15-30 minute chat to see if and how we can help. We'll be open about what service you need, what's involved, and any costs, so you can make an informed decision.
Quick Chat
We talk about what you want to insure and how much coverage you need, so we can tailor the right policy for you.
Quote
We get quotes from our trusted partners, comparing options so you know what’s available.
Present Options
We explain what’s covered, what’s not, and how the costs compare, helping you pick the best option for your needs.
Application
We help you complete the paperwork, making the process fast and stress-free.
Implement Cover
Once you’re happy with the policy, we put it in place. In most cases, you’re covered immediately.
Ongoing Reviews
We stay in touch to make sure your cover still fits your needs as life changes.
Our Insurance Advice is Free
No Fees • No Catches • Just Clear Guidance
Why Clients Choose Us
Putting people first, every step of the way
Andrew Liu has provided exceptional policy advice, providing better insurance options and prices than our current agent and other agents who have reached out to provide policy advice. Highly recommend Andrew - his analysis of insurance options that best meet our needs has been beyond that from any other agent - first time I feel we have the best cover and premium prices for our personal insurances.
Lisa
We had a meeting with Tom from Invicta Financial. We honestly could not be more happy with how easy and stress free Tom has made it. His knowledge and experience in the industry made us understand it all with ease. Invicta financial really works for you, to give you the best cover that works for what we need right now. Couldn’t recommend enough, great service and would highly recommend to anyone who wants to understand their insurance and KiwiSaver easily!
Lisa
Great people, very helpful. Had an insurance claim last year and all I did was let Jared know and it was very smooth sailing with no stress at all. Highly recommend
Thor
Great to work with people that can advise you on how to better invest in your future. The service is fantastic and Lucas is very professional and took his time explaining various scenarios. Great, professional service.
Karen F
Thanks so much for taking the time & explaining the ins & outs. Finding me the best product for my situation. Really appreciated it.
Karen W
Great people and very helpful. Jared went above and beyond for my wife and I, lovely man.
Alex B
Invicta financial provided exceptional service, making insurance easy to understand and tailored to my needs as a young professional. Their team was attentive, proactive, and always available to answer my questions. Thanks to their expertise, I now have comprehensive coverage at an affordable price, giving me peace of mind. Highly recommend!
Tom F
Frequently Asked Questions
Everything you need to know about our services, process, and how we work with clients in Auckland, Christchurch, Wellington, and across New Zealand.
Yes. We can review your current insurance to ensure your cover levels, benefits, and premiums still match your needs and budget.
Yes. We provide regular reviews and ongoing advice so your financial plan stays aligned with your goals.
Yes. If you need to make an insurance claim, we guide you through the process and advocate on your behalf to get the best possible outcome.
We recommend reviewing your insurance every 12 months or after major life changes such as buying a home, starting a family, or changing jobs. We work with clients across Auckland, Christchurch, and Wellington to keep cover up to date.
Yes. Our advice is based on your personal goals and situation, backed by independent research, so you receive recommendations you can trust.
We don’t charge upfront fees for our advice. If we receive commissions, they are always disclosed so you know exactly how we’re paid.