General Insurance

Whether you’re new to insurance or just checking in on your current policies, we’re here to help you find the right cover that fits your life, and your budget.

General Insurance
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What We Can Help With

House Insurance

House Insurance

Your home is more than just a building, it’s where memories are made and life happens. We help you find house insurance that protects your property from damage caused by fire, storms, theft, and more, so you can have peace of mind knowing your biggest asset is covered.

Car Insurance

Car Insurance

Your car gets you where you need to go, whether it’s work, school, or weekend adventures. We help you find car insurance that covers damage, theft, and liability, so you can drive with confidence, knowing you’re protected on the road.

Contents Insurance

Contents Insurance

Your belongings are part of what makes your house a home. We help you find contents insurance that protects your furniture, electronics, and valuables from theft, damage, or loss, so you can replace what matters without the stress.

House Insurance

Your home is more than just a building, it’s where memories are made and life happens. We help you find house insurance that protects your property from damage caused by fire, storms, theft, and more, so you can have peace of mind knowing your biggest asset is covered.

Car Insurance

Your car gets you where you need to go, whether it’s work, school, or weekend adventures. We help you find car insurance that covers damage, theft, and liability, so you can drive with confidence, knowing you’re protected on the road.

Contents Insurance

Your belongings are part of what makes your house a home. We help you find contents insurance that protects your furniture, electronics, and valuables from theft, damage, or loss, so you can replace what matters without the stress.

Why it matters

Maximise Your Savings

Getting your KiwiSaver working hard today can help you reach the milestones that matter, whether it’s saving for your first home deposit or building a comfortable retirement fund. With the right choices, your savings can grow faster and get you closer to the life you want.

Access to Advice

Getting your KiwiSaver working hard today can help you reach the milestones that matter, whether it’s saving for your first home deposit or building a comfortable retirement fund. With the right choices, your savings can grow faster and get you closer to the life you want.

Confidence & Peace of Mind

Getting your KiwiSaver working hard today can help you reach the milestones that matter, whether it’s saving for your first home deposit or building a comfortable retirement fund. With the right choices, your savings can grow faster and get you closer to the life you want.

A Fresh Approach to General Insurance

Nationwide Expertise, Local Feel

From Auckland to Invercargill, we work with Kiwis everywhere. No matter where you are, you’ll get advice that’s as personal as if we were sitting across the table.

Fresh, Modern, Relevant

We leave the old-school ways behind. Our advice is clear, jargon-free, and tailored to fit your life right now, and where you’re heading.

Fee-Free and Focused on You

You won’t pay us a cent for our advice. Instead, we focus on creating a personalised plan that puts your goals first.

Everything in One Place

Insurance, KiwiSaver, mortgages, we bring it all together so your finances are simple, connected, and easy to manage.

A quick process, with a lifetime of value

We offer a free consultation. This is a 15-30 minute chat to see if and how we can help. We'll be open about what service you need, what's involved, and any costs, so you can make an informed decision.

1

Quick Chat

We talk about what you want to insure and how much coverage you need, so we can tailor the right policy for you.

Quote

We get quotes from our trusted partners, comparing options so you know what’s available.

2
3

Present Options

We explain what’s covered, what’s not, and how the costs compare, helping you pick the best option for your needs.

Application

We help you complete the paperwork, making the process fast and stress-free.

4
5

Implement Cover

Once you’re happy with the policy, we put it in place. In most cases, you’re covered immediately.

Ongoing Reviews

We stay in touch to make sure your cover still fits your needs as life changes.

6

Our Insurance Advice is Free

No Fees • No Catches • Just Clear Guidance

Book a Free Consultation
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Why Clients Choose Us

Putting people first, every step of the way

Andrew Liu has provided exceptional policy advice, providing better insurance options and prices than our current agent and other agents who have reached out to provide policy advice. Highly recommend Andrew - his analysis of insurance options that best meet our needs has been beyond that from any other agent - first time I feel we have the best cover and premium prices for our personal insurances.

Lisa

We had a meeting with Tom from Invicta Financial. We honestly could not be more happy with how easy and stress free Tom has made it. His knowledge and experience in the industry made us understand it all with ease. Invicta financial really works for you, to give you the best cover that works for what we need right now. Couldn’t recommend enough, great service and would highly recommend to anyone who wants to understand their insurance and KiwiSaver easily!

Lisa

Great people, very helpful. Had an insurance claim last year and all I did was let Jared know and it was very smooth sailing with no stress at all. Highly recommend

Thor

Great to work with people that can advise you on how to better invest in your future. The service is fantastic and Lucas is very professional and took his time explaining various scenarios. Great, professional service.

Karen F

Thanks so much for taking the time & explaining the ins & outs. Finding me the best product for my situation. Really appreciated it.

Karen W

Great people and very helpful. Jared went above and beyond for my wife and I, lovely man.

Alex B

Invicta financial provided exceptional service, making insurance easy to understand and tailored to my needs as a young professional. Their team was attentive, proactive, and always available to answer my questions. Thanks to their expertise, I now have comprehensive coverage at an affordable price, giving me peace of mind. Highly recommend!

Tom F

Frequently Asked Questions

Everything you need to know about our services, process, and how we work with clients in Auckland, Christchurch, Wellington, and across New Zealand.

Can you review my existing insurance policies?

Yes. We can review your current insurance to ensure your cover levels, benefits, and premiums still match your needs and budget.

Do you offer ongoing support?

Yes. We provide regular reviews and ongoing advice so your financial plan stays aligned with your goals.

Do you help with claims?

Yes. If you need to make an insurance claim, we guide you through the process and advocate on your behalf to get the best possible outcome.

How often should I review my insurance?

We recommend reviewing your insurance every 12 months or after major life changes such as buying a home, starting a family, or changing jobs. We work with clients across Auckland, Christchurch, and Wellington to keep cover up to date.

Are your recommendations independent?

Yes. Our advice is based on your personal goals and situation, backed by independent research, so you receive recommendations you can trust.

Do you charge for your advice?

We don’t charge upfront fees for our advice. If we receive commissions, they are always disclosed so you know exactly how we’re paid.